Investments and Outcomes

REED has invested in the following areas:

• Agribusiness – 35%
• Small Business and Manufacturing – 19%
• Community and Nonprofit Organizations – 14%
• Health Care and Emergency Services – 12%
• Commercial Real Estate – 11%
• Multi Family Rental Housing – 3%
• Revolving Loan Funds -6%

Outcomes

• 100% of commercial real estate loans are to non-profit development corporations
• 100% of borrowers are in rural counties
• 99% of projects are locally owned, keeping profits in the community
• 94% of borrowers still in business (tracking back to 1996)
• 79% of loans are in communities of fewer than 2,500 people
• 65% of borrowers provide employee benefits beyond those mandated by law
• 61% of borrowers have fewer than 10 employees (18% have over 50 employees)
• 36% of borrowers are electric cooperative consumers
• 33% of loans are to women owned or controlled entities
• 26% of loans are for start-up projects (69% are expansions)