Investments and Outcomes
REED has invested in the following areas:
- Agribusiness – 35%
- Small Business and Manufacturing – 19%
- Community and Nonprofit Organizations – 14%
- Health Care and Emergency Services – 12%
- Commercial Real Estate – 11%
- Multi Family Rental Housing – 3%
- Revolving Loan Funds -6%
Outcomes
- 100% of commercial real estate loans are to non-profit development corporations
- 100% of borrowers are in rural counties
- 99% of projects are locally owned, keeping profits in the community
- 94% of borrowers still in business (tracking back to 1996)
- 79% of loans are in communities of fewer than 2,500 people
- 65% of borrowers provide employee benefits beyond those mandated by law
- 61% of borrowers have fewer than 10 employees (18% have over 50 employees)
- 36% of borrowers are electric cooperative consumers
- 33% of loans are to women owned or controlled entities
- 26% of loans are for start-up projects (69% are expansions)